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Remember that central bank interest rates have been trending downwards over the last year and auto loan rates have generally followed suit. So why stick to your original high interest rate loan when refinancing can give you one with a lower interest rate …

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Answer: the short answer is no, you do not have to wait to refinance your car. … However, those lower payments can end up costing you in two different ways:.

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2. If interest rate on existing auto loan is not desirable and if interest rates in the market have dropped significantly, one can consider refinancing his auto loan. 3. Earlier, at the time of getting approved for auto loan, borrower’s poor …

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