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They also caution against cash-out refinancing to pay down unsecured debt (such as credit cards) or short-term secured debt (such as car loans). You may want to talk with a financial adviser before you choose cash-out refinancing as a debt-consolidation …

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Can You Refinance A Car Loan With Ford Credit … sooner you can refinance at a lower rate, the more money you’ll save by refinancing. Start shopping too soon, however, and you’ll just be frustrated and get a pile of credit inquiries on your credit report. Applying for multiple car loans in a short … They follow fairly conservative guidelines for: Borrower credit scores.

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