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the average 36-month used car loan carried an interest rate of 2.72 percent. Contrast that with the typical bank interest rate of 5.26 percent and you can see why some people look to credit unions for their car loans. The rates for 48-month new-car loans …

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rollover or refinance) increases total fees without decreasing the principal of the original loan. While small-dollar loans can serve a needed role in a community by assisting a borrower experiencing financial difficulty …

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